Introduction
INSVIRON and its affiliates (“INSVIRON”, “we”, “us”) provides its content on its websites or applications that post a link to this Terms of Use (the “Site”) subject to the following terms and conditions (the “Terms”). We may periodically change the Terms without prior notice, so please check back from time to time. These Terms were last updated on September 1, 2023. By accessing and using this Site, you agree to these Terms. For an explanation of INSVIRON’s practices and policies related to the collection, use, and storage of our users’ information, please read our Privacy Policy.

Trademarks
The trademarks, service marks, designs, and logos (collectively, the “Trademarks”) displayed on the Site are the registered and unregistered Trademarks of INSVIRON and its licensors. You agree that, except as expressly permitted by us or by our licensors, where applicable, you will not refer to or attribute any information to INSVIRON or its licensors in any public medium (e.g., press release, websites, applications/apps or public social media) for advertising or promotion purposes, or for the purpose of informing or influencing any third party and that you will not use or reproduce any Trademark of, or imply any endorsement by or relationship with, INSVIRON or its licensors.

Use of Content
INSVIRON encourages and permits links to Content on the Site. However, as INSVIRON is an organization committed to the highest professional standards, it does not grant any license or other permission for links or other use of the Site or its Content if such use or link which (i) suggests that INSVIRON promotes or endorses any third party’s causes, ideas, political campaigns, web sites, products or services, (ii) copies, displays, disseminates or otherwise uses the Content without INSVIRON’s express written consent, or (iii) uses the Content for commercial purposes. Furthermore, INSVIRON does not grant its consent for links to the Site where the linking party engages in any Prohibited Behavior as described in these Terms of Use. INSVIRON reserves the right to withdraw permission for any link at any time.

INSVIRON hereby grants you a limited, non-exclusive, non-transferable, revocable license for the term hereof to access and download, display, and print single copy of the Site Content on any single computer solely for your personal, noncommercial use, provided that you do not modify the Content in any way (including creating derivative works thereof), that you retain all copyright and other proprietary notices displayed on the Content, and that you otherwise comply with these Terms. You may not otherwise reproduce, modify, reverse engineer, distribute, transmit, post, or disclose the Content without INSVIRON’s prior written consent. In addition, you may not “mirror” the Site Content or any portion thereof without INSVIRON’s express written consent. Nothing on this Site should be construed as granting directly or indirectly, or by implication any license or right to use any INSVIRON intellectual property other than as expressly set forth herein. The license granted in this section terminates automatically and immediately if you do not comply with these Terms.

User Content and Content Management
You acknowledge and agree that INSVIRON shall own and have the unrestricted right to use, publish, and otherwise exploit any and all information that you post or otherwise publish on the Site in postings, forums or message boards, questionnaire, survey responses, and otherwise, and you acknowledge and agree that, by providing us any such submission, you automatically grant, and hereby do grant, to us a worldwide, non-exclusive, transferable, assignable, sublicensable, fully paid-up, royalty-free, perpetual, irrevocable license and right to use, reproduce, publish, distribute, modify and otherwise exploit such submission for any purpose, and in any form or media, not prohibited by applicable law. In addition, you hereby waive any claims against INSVIRON for any alleged or actual infringements of any rights of privacy or publicity, intellectual property rights, moral rights, or rights of attribution in connection with INSVIRON’s use and publication of such submissions.

You agree that you shall not post or otherwise publish on the Site any materials that (i) are threatening, libelous, defamatory, or obscene, (ii) would constitute, or that encourage conduct that would constitute, a criminal offense, give rise to civil liability, or otherwise violate law, (iii) infringe the intellectual property, privacy, or other rights of any third parties, (iv) contain a computer virus or other destructive element, (v) contain advertising, (vi) constitute or contain false or misleading statements, or (vii) violates these Terms. INSVIRON does not represent or endorse the accuracy of reliability of information posted to the Site by users (“User’s Content”), and neither does nor can generally review User’s Content, and thus, is not responsible for User’s Content. As further clarification of nonliability: INSVIRON does not advocate, approve, or provide any warranty regarding the accuracy or reliability of User’s Content presented, uploaded, or posted in message boards or otherwise by subscribers, information providers, or other third parties. INSVIRON expressly disclaims any liability for User’s Content. You acknowledge that relying on such content is solely at your own risk. However, INSVIRON reserves the right to refuse to post and the right to remove any information, in whole or in part, for any reason or for no reason. INSVIRON also reserves the right to cancel your access to these areas and/or delete, move, or edit any User’s Content that it may determine, in its sole discretion, violates the Terms of Use. You shall remain solely responsible for all User’s Content posted by you or by any other person using your account. INSVIRON shall have the right, but not the obligation, to correct any errors or omissions in any User’s Content, as it may determine in its sole discretion.

INSVIRON prohibits the posting of any information that infringes or violates the copyright rights and/or other intellectual property rights (including rights of privacy and publicity) of any person or entity. If you believe that your intellectual property right (or such a right that you are responsible for enforcing) is infringed by any content on the Site, please write to INSVIRON at the address shown below, giving a written statement that contains: (i) identification of the copyrighted work and/or intellectual property right claimed to have been infringed, (ii) identification of the allegedly infringing material on the Site that is requested to be removed, (iii) your name, address, and daytime telephone number, and an e-mail address if available, (iv) a statement that you have a good faith belief that the use of the copyrighted work and/or exercise of the intellectual property right is not authorized by the owner, its agent, or the law, (v) a statement that the information in the notification is accurate, and, under penalty of perjury, that the signatory is authorized to act on behalf of the owner of the right that is allegedly infringed, and (vi) the signature of the intellectual property right owner or someone authorized on the owner’s behalf to assert infringement of the right. INSVIRON will remove any posted submission that infringes the copyright or other intellectual property right of any person under U.S. law upon receipt of such a statement (or any statement in conformance with 17 U.S.C. 512(c)(3)). U.S. law provides significant penalties for submitting such a statement falsely. Under appropriate circumstances, persons who repeatedly submit infringing or unlawful material will be prohibited from posting further submissions. INSVIRON’s contact for submission of notices under this Section 5 is: INSVIRON LLC, 30 N Gould St, Ste R, Sheridan, WY 82801, United States of America.

Subscriber Requirements
When registering with or applying to INSVIRON you must provide accurate, complete, and current registration information and you agree to provide INSVIRON with any updates to that information promptly after such changes occur. Individual subscriptions to the Site are available only to persons who are at least 16 years of age. Minors may receive access keys or user id/passwords only as part of an authorized group subscription. Your right to use the Site is personal to you and cannot be transferred to any other person. You shall be responsible for obtaining communication services, computer equipment and other products or services necessary to access and use the Site. You shall be responsible for all charges associated with accessing and maintaining a connection to the Site including, but not limited to, charges imposed by an Internet service provider, or your local telephone company.

Registrant Information
Unless elected else by making the appropriate selection on the INSVIRON personal information page, INSVIRON shall have the right to disclose certain limited registrant information including, but not limited to, the registrant’s name, e-mail, and mailing address, to affiliates, partners and third-party vendors for the purpose of providing registrants with information about products and services. INSVIRON shall also have the right to disclose aggregate information about registrant usage and demographics in a manner that does not reveal the personal identity of any individual registrant. INSVIRON shall have the right to send you electronic mail to inform you of changes or additions to the Site, or of any products and services of INSVIRON. For additional information, see the INSVIRON’s Privacy Policy.

Third-Party Sites
INSVIRON may provide you with links to third-party Sites. It is possible that some of the content appearing to be on this Site is in fact supplied, supported, or provided directly or indirectly by third parties, for example, in instances of framing of third-party websites or apps, or incorporation through framesets of content supplied by third-party servers. INSVIRON has no responsibility for such third-party Site, which is governed by the terms of use and privacy policies, if any, of the applicable third-party Content providers. As further clarification of nonliability: The Site may contain links to sites on the Internet that are owned and operated by third parties (the “Third-Party Sites”). You acknowledge that COMMERZIUM is not responsible for the availability of, or the content or software applications located on or through any Third-Party Sites. You should contact the site administrator or webmaster for those Third-Party Sites if you have any concerns regarding such links or Third-Party Sites.

Disclaimers
THE CONTENT AND FUNCTIONALITY ON THE SITE IS PROVIDED WITH THE UNDERSTANDING THAT INSVIRON IS NOT HEREIN ENGAGED IN RENDERING PROFESSIONAL ADVICE OR SERVICES TO YOU, NO SITE CONTENT IS INTENDED TO SERVE AS OR SHALL BE DEEMED INVESTMENT, LEGAL, TAX, ACCOUNTING, AESCULAPIAN, MEDICAL OR OTHER REGULATED ADVICE, AND THAT YOU SHALL REMAIN SOLELY RESPONSIBLE FOR YOUR USE OF ALL SITE CONTENT AND ACKNOWLEDGE THAT ANY RELIANCE UPON THE SITE CONTENT SHALL BE ENTIRELY AT YOUR SOLE OPTION AND RISK. ALL CONTENT AND FUNCTIONALITY ON THE SITE IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. INSVIRON AND ITS THIRD-PARTY CONTENT PROVIDERS MAKE NO WARRANTIES, EXPRESS OR IMPLIED, AS TO THE OWNERSHIP, ACCURACY, OR ADEQUACY OF THE SITE CONTENT. INSVIRON SHALL HAVE NO LIABILITY OR RESPONSIBILITY FOR ANY INFORMATION PUBLISHED ON LINKED WEBSITES, CONTAINED IN ANY USER SUBMISSIONS PUBLISHED ON THE SITE, OR PROVIDED BY THIRD PARTIES. NEITHER INSVIRON NOR ITS THIRD-PARTY CONTENT PROVIDERS SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES OR LOSSES OR FOR LOST REVENUES OR PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES AND REGARDLESS OF THE THEORY OF LIABILITY. IF YOU ARE A RESIDENT OF CALIFORNIA, YOU HEREBY WAIVE SECTION 1542 OF THE CALIFORNIA CIVIL CODE, WHICH STATES: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE AND THAT, IF KNOWN BY HIM OR HER, WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASED PARTY.” UNDER NO CIRCUMSTANCES SHALL INSVIRON, THIRD-PARTY CONTENT PROVIDERS, OR THEIR RESPECTIVE PREDECESSORS, SUCCESSORS, PARENT COMPANIES, SUBSIDIARIES, AFFILIATES, BRANCHES, AS WELL AS FORMER AND FUTURE OFFICERS, DIRECTORS, SHAREHOLDERS, INVESTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, ATTORNEYS, LICENSORS, OR INFORMATION PROVIDERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, OR SPECIAL DAMAGES, OR CONSEQUENTIAL DAMAGES ARISING FROM THE USE OR INABILITY TO USE THIS SITE. THIS PROVISION APPLIES EVEN IF THE PARTY IN QUESTION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN SOME COUNTRIES OR STATES, THE EXCLUSION OF IMPLIED WARRANTIES OR THE LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES IS NOT ALLOWED. ONLY IN SUCH CASES, SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. ONLY IN SUCH COUNTRIES OR STATES, THE LIABILITY OF INSVIRON, THIRD-PARTY CONTENT PROVIDERS, AND THEIR RESPECTIVE REPRESENTATIVES IS SOLELY LIMITED TO THE LEGALLY PERMISSIBLE MINIMUM AND SHALL NOT EXCEED IT.

Indemnification
You hereby indemnify, defend, and hold INSVIRON and all of its predecessors, successors, parents, subsidiaries, affiliates, past and present officers, directors, shareholders, investors, employees, agents, information providers, representatives, licensors and attorneys and their respective heirs, successors, and assigns (“INSVIRON Representative Parties”) harmless from and against any and all liability, costs and expenses (including attorneys’ fees) or other losses (the “Losses”) incurred by INSVIRON and/or INSVIRON Representative Parties in connection to any claims arising out of your use of the Site and/or any breach by you of these Terms, including the representations, warranties and covenants you made, if any, by agreeing to these Term. INSVIRON reserves the right to assume, at its own expense, the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate reasonably with INSVIRON’s defense of such claim.

Governing Law and Jurisdiction
These Terms are governed by the laws of the State of Wyoming in the United States of America without reference to the principles of conflicts of laws thereof.